Released on July 22, 2009 - 3:08pm
May 21

City of Laurel Mayor Craig A. Moe and Emergency Management Director Marty Flemion are encouraging citizens to read the Federal Emergency Management Agency facts and myths pertaining to flood insurance.

Dispelling Myths about Flood Insurance
Release Date: May 5, 2008
Release Number: FNF-08-039

Buying flood insurance can provide protection and peace of mind. Flooding is one of the most common natural hazards in the United States. State and federal officials want to ensure that all Illinois residents are aware of the benefits of the National Flood Insurance Program (NFIP).

Below are some common myths and misconceptions about flood insurance.

Myth: Only homeowners can purchase flood insurance.
FACT: Most homeowners, condo unit owners, renters, and businesses in NFIP participating communities can purchase flood insurance. To find out if your community participates, go to www.floodsmart.gov or contact a community official or insurance agent. The maximum coverage amounts are: Condominium unit owners: up to $250,000 in structural coverage and up to $100,000 in contents coverage
Renters: up to $100,000 in contents coverage and Businesses: up to $500,000 in commercial structural coverage and up to $500,000 in contents coverage.

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The Department of Communications provides useful information of public interest and importance to the community, residents and businesses within the city limits, as well as the greater Laurel area.